Massachusetts Boat Insurance
The value of quality boat insurance often doesn't become apparent until
you really need it. Whether it's a minor dent or a more substantial
accident, it pays to have insurance coverage you can count on.
Let our experienced Massachusetts boat insurance
specialist explain the different Liability Limits,
Comprehensive, Personal Injury Protection, Collision,
Medical coverages, and deductibles that are available
for you to choose from. We offer affordable boat
insurance policies from a leader in the insurance
industry.
Learn more about Massachusetts Boat
Insurance coverage options below!
Click on the link below to fill out a secure quote
request form for a Massachusetts Boat Insurance
policy that will provide excellent insurance coverage
for your boat at an affordable cost. Or you can
speak with one of our Massachusetts Boat
Insurance agent specialists at our Lawrence, MA
location by calling (978) 683-4700 or our Methuen,
MA location at (978) 681-8200 to discuss the
features.
We are a full service insurance agency with two offices in Essex County, MA offering
affordable Massachusetts boat insurance policy premiums in the following cities and
counties: Lawrence, Methuen, Haverhill, Andover, Boxford, Georgetown, Groveland, Byfield,
Merrimac, Newbury, Amesbury, Salisbury, Shawsheen Village, Ballardvale, Wamesit, North
Andover, Dracut, Lowell, Chelmsford, Tewksbury, Collinsville, Billerica, River Pines,
Nabnaset, Dunstable, Pepperell, Groton, Tyngsoro, Westford, North Billerica, West Andover,
Wilmington, Silver Lake, Nutting Lake, Reading, Pinehurst, Burlington, Bedford, Hathorne,
Middleton, Lynnfield, Danvers, Hamilton, Topsfield, Plumbush, Newburyport, Salisbury
Beach, West Newbury, South Byfield, Little Neck, Rowley, Ipswich, Marlboro, South
Hamilton, Beverly, Gloucester, Manchester-by-the-sea, Rockport, Long Beach, Pigeon Cove,
Wenham, Boston, Salem, Peabody, Wakefield, South Lynnfield, Woburn, Saugus,
Lexington, Winchester, Stoneham, Greenwood, Arlington, Medford, Melrose, Everett, Revere,
Chelsea, Marblehead, Swampscott, Nahant, Lynn, Cliftondale, North Saugus, Somerville,
Belmont, Cambridge, Waltham, East Arlington, Concord, Carlisle, Middlesex County, Norfolk
County, Worcester County, Plymouth County, and Suffolk County, MA. We can also offer
Massachusetts boat insurance coverage services throughout the Bay State, including in
Worcester, Framington, Leominster, Fitchburg, and Springfield, MA.
**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.
Massachusetts Boat Insurance Info
Covers damage caused to the owners boat from a collision caused by another
boat, vehicle, or other object. The deductible is the amount you choose to pay
upfront (if any) before the boat insurance policy pays. The higher the deductible
chosen the lower the collision coverage cost of the Massachusetts boat
insurance policy.
Covers damage caused to the insured's boat (your boat) from risks such as theft, fire,
falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The
deductible is the amount you choose to pay upfront (if any) before the boat insurance
policy pays. The higher the deductible chosen the lower the comprehensive coverage
cost of the Massachusetts boat insurance policy.
Massachusetts Boat Insurance Info
Massachusetts Boat Insurance Info
Injuries that you (insured) cause to someone else is covered under this part of a boat
insurance policy. The minimum liability insurance coverage available for purchase in
Massachusetts is 20/40 and is explained in detail below. However, we recommend that
you choose liability insurance coverage amounts that are much higher than the
minimums listed below. Contact us to discuss what liability coverage amounts you
require to meet your needs.
20/40/5 20=$20,000 - 40=$40,000 - 5=$5,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
Damage caused by the insured (you) to someone else's property, such as another
boat or dock, is covered through property damage boat insurance coverage. This
coverage also assists in protecting you if a lawsuit arises from an accident. The
minimum required coverage amount in Massachusetts is $5,000.
Massachusetts Bodily Injury Liability
Massachusetts Property Damage Liability
Massachusetts Liability Coverage limits explanation:
Massachusetts Boat Insurance Info
80% of medical benefits for all reasonable expenses for necessary medical, surgical,
x-ray, dental and rehabilitative services, including prosthetic devices, wheelchairs,
crutches, slings, neck braces and splints (including necessary travel related to
medical care.)
80% of necessary remedial treatment (nursing home care or home nursing care).

60% of disability benefits for any loss of gross income and loss of earning capacity
from inability to work because of an injury suffered in an accident.
Benefits Provided:
Massachusetts Boat Insurance Info
100/300 100=$100,000 - 300=$300,000
First number = uninsured boater maximum for one person injured in an
accident.
Second number = uninsured boater maximum for all injuries in one
accident.

Example of Uninsured limits:
Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an
at-fault driver who has no liability insurance. This is a required coverage for
Massachusetts Boat Insurance. Contact us to discuss what uninsured coverage
amounts you require to meet your family or personal needs.
Massachusetts does require (PIP) or personal injury protection coverage. This
coverage pays medical bills for injuries suffered in a boat accident regardless of
who caused the accident.
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Massachusetts
Personal Insurance
Boat Insurance
Answer a few questions and
we will provide you with an
insurance quote by email,
phone or fax. Choose the
Massachusetts personal or
business insurance coverage
you're interested in from the
option menu list above.
T. A. Sullivan Agency
344 South Union Street
Lawrence, MA 01843
Essex County, Massachusetts
(978) 683-4700
Fax: (978) 794-8570
T. A. Sullivan Agency
369 Merrimack Street
Methuen, MA 01844
(978) 681-8200
Fax: (978) 681-7775
Massachusetts Boat Insurance
T. A. SULLIVAN
AGENCY, INC.
Massachusetts Boat Insurance
Since 1963
T. A. Sullivan Agency, Inc.
Copyright 2001-2009 All rights reserved
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