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Massachusetts Boat Insurance
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The value of quality boat insurance often doesn't become apparent until you
really need it. Whether it's a minor dent or a more substantial accident, it pays
to have Massachusetts boat insurance coverage you can count on.
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Let our experienced Massachusetts boat insurance
specialist explain the different Liability Limits,
Comprehensive, Personal Injury Protection,
Collision, Medical coverages, and deductibles that
are available for you to choose from. We offer
affordable boat insurance policies from a leader in
the insurance industry.
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Learn more about Massachusetts Boat
Insurance coverage options below!
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Click on the link below to fill out a secure quote
request form for a Massachusetts Boat Insurance
policy that will provide excellent insurance coverage
for your boat at an affordable cost. Or you can
speak with one of our Massachusetts Boat
Insurance agent specialists at our Lawrence, MA
location by calling (978) 683-4700, Methuen, MA
location at (978) 681-8200, or North Reading
location at (978) 276-2300 to discuss the policy
features in more detail.
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We are a full service insurance agency with two offices in Essex County, MA and
one office in Middlesex County, MA offering cheaper Massachusetts boat insurance policy premiums in the following cities and counties: Lawrence, Methuen, North Reading, Haverhill, Andover, Boxford, Georgetown, Groveland, Byfield, Merrimac, Newbury, Amesbury, Salisbury, Shawsheen Village, Ballardvale, Wamesit, North Andover, Dracut, Lowell, Chelmsford, Tewksbury, Collinsville, Billerica, River Pines, Nabnaset, Dunstable, Pepperell, Groton, Tyngsoro, Westford, North Billerica, West Andover, Wilmington, Silver Lake, Nutting Lake, Reading, Pinehurst, Burlington, Bedford, Hathorne, Middleton, Lynnfield, Danvers, Hamilton, Topsfield, Plumbush, Newburyport, Salisbury Beach, West Newbury, South Byfield, Little Neck, Rowley, Ipswich, Marlboro, South Hamilton, Beverly, Gloucester, Manchester-by-the-sea, Rockport, Long Beach, Pigeon Cove, Wenham, Boston, Salem, Peabody, Wakefield, South Lynnfield, Woburn, Saugus, Lexington, Winchester, Stoneham, Greenwood, Arlington, Medford, Melrose, Everett, Revere, Chelsea, Marblehead, Swampscott, Nahant, Lynn, Cliftondale, North Saugus, Somerville, Belmont, Cambridge, Waltham, East Arlington, Concord, Carlisle, Middlesex County, Norfolk County, Worcester County, Plymouth County, and Suffolk County, MA. We can also offer Massachusetts boat insurance coverage services throughout the Bay State, including in Worcester, Framington, Leominster, Fitchburg, and Springfield, MA. |
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**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent. |
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Massachusetts Boat Insurance Info
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Covers damage caused to the owners boat from a collision caused by another
boat, vehicle, or other object. The deductible is the amount you choose to pay upfront (if any) before the boat insurance policy pays. The higher the deductible chosen the lower the collision coverage cost of the Massachusetts boat insurance policy. |
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Covers damage caused to the insured's boat (your boat) from risks such as theft, fire,
falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount you choose to pay upfront (if any) before the boat insurance policy pays. The higher the deductible chosen the lower the comprehensive coverage cost of the Massachusetts boat insurance policy. |
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Massachusetts Boat Insurance Info
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Massachusetts Boat Insurance Info
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Injuries that you (insured) cause to someone else is covered under this part of a boat
insurance policy. The minimum liability insurance coverage available for purchase in Massachusetts is 20/40 and is explained in detail below. However, we recommend that you choose liability insurance coverage amounts that are much higher than the minimums listed below. Contact us to discuss what liability coverage amounts you require to meet your needs. |
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20/40/5 20=$20,000 - 40=$40,000 - 5=$5,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
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Damage caused by the insured (you) to someone else's property, such as another
boat or dock, is covered through property damage boat insurance coverage. This coverage also assists in protecting you if a lawsuit arises from an accident. The minimum required coverage amount in Massachusetts is $5,000. |
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Massachusetts Bodily Injury Liability
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Massachusetts Property Damage Liability
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Massachusetts Liability Coverage limits explanation:
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Massachusetts Boat Insurance Info
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80% of medical benefits for all reasonable expenses for necessary medical, surgical,
x-ray, dental and rehabilitative services, including prosthetic devices, wheelchairs, crutches, slings, neck braces and splints (including necessary travel related to medical care.) |
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80% of necessary remedial treatment (nursing home care or home nursing care).
60% of disability benefits for any loss of gross income and loss of earning capacity
from inability to work because of an injury suffered in an accident. |
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Benefits Provided:
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Massachusetts Boat Insurance Info
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100/300 100=$100,000 - 300=$300,000
First number = uninsured boater maximum for one person injured in an
accident.
Second number = uninsured boater maximum for all injuries in one
accident. |
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Example of Uninsured limits:
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Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an
at-fault driver who has no liability insurance. This is a required coverage for Massachusetts Boat Insurance. Contact us to discuss what uninsured coverage amounts you require to meet your family or personal needs. |
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Massachusetts does require (PIP) or personal injury protection coverage. This
coverage pays medical bills for injuries suffered in a boat accident regardless of who caused the accident. |
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Massachusetts
Personal Insurance
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Boat Insurance
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T. A. SULLIVAN
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AGENCY, INC.
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Massachusetts Boat Insurance
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Since 1963
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T. A. Sullivan Agency, Inc.
Copyright 2001-2012 All rights reserved
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Site Built & Maintained by InsuranceWebsiteServices.com
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Answer a few questions and
we will provide you with an insurance quote by email, phone or fax. Choose the Massachusetts personal or business insurance coverage you're interested in from the option menu list above. |
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T. A. Sullivan Agency
344 South Union Street
Lawrence, MA 01843
Essex County, Massachusetts
(978) 683-4700
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T. A. Sullivan Agency
135 Merrimack Street
Methuen, MA 01844
(978) 681-8200
Fax: (978) 681-7775
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T. A. Sullivan Agency
246 Main Street
North Reading, MA 01864
(978) 276-2300
Fax: (978) 276-2302
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