Business Owners Insurance Massachusetts

Massachusetts Business Owners Insurance (BOP)

Businesses can bundle property and liability coverage into a Massachusetts
Business Owners Insurance policy that allows your business to obtain broad
coverage with affordable premiums. Massachusetts Business Owners
Insurance is usually the first step for small businesses looking to get basic
property and liability coverage and is a comprehensive

and affordable insurance package for small or medium
sized businesses.

To qualify for Business Owners Insurance policies, a
company should have 100 or fewer employees, and
annual revenues should be less than $1 million.
Massachusetts Business Owners Insurance will
typically provide reimbursement for up to a year of lost
revenue resulting from an insured property loss.

Some businesses may find Massachusetts Business
Owners Insurance coverage limits to be too low or
may not like the lack of flexibility on options like
coinsurance. However, what the Business Owners
Insurance policy lacks in flexibility it usually makes up
for with lower premiums for your business.

Massachusetts Property Insurance Coverage

Massachusetts Business Owners Insurance offers
named perils or all risk insurance coverage, similiar to
general property insurance coverages. Enhancement
endorsements are available at little or no cost to
extend coverage to your accounts receivable, valuable
papers, signs, employee dishonesty, mechanical
breakdown, computers including software, money and
securities, off premises power failure and spoilage of
food products, backup of sewers and drains.

Massachusetts Liability Insurance Coverage

While similiar to Commercial General Liability Insurance, the liability part of a
Massachusetts Business Owners Insurance policy offers less flexibility in
determining your coverage limits for particular claims. Optional limits of
$300,000, $500,000 or $1,000,000 are available. Personal injury, products
liability, fire legal liability and premises medical payments are included. Also,
Business Owners Insurance does not include professional liability insurance.

Massachusetts Interruption Insurance Coverage

Business Interruption Insurance is usually included in Massachusetts
Business Owners Insurance policies and covers lost income and expenses
incurred when a company suffers disaster related damage. Ongoing
operating expenses that continue even if business is suspended, such as
payroll, are also covered.

Click on the link below to fill out a secure quote request form for a
Massachusetts business owners insurance policy that regardless of whether
you're a small contractor, large employer or a small business owner, will
provide exceptional insurance coverage for your business at an affordable
cost. Or you can speak with one of our Massachusetts (BOP) Business
Owners Insurance agent specialists at our Lawrence location by calling
(978) 683-4700 or our Methuen location at (978) 681-8200 to discuss the
features.

Click here to fill out a

Massachusetts Business

Owners Insurance

quote request form

We are a full service insurance agency with two offices in Essex County, MA offering
experienced Massachusetts business owners (BOP) insurance plans to businesses in
the following cities and counties: Lawrence, Methuen, Haverhill, Andover, Boxford,
Georgetown, Groveland, Byfield, Merrimac, Newbury, Amesbury, Salisbury,
Shawsheen Village, Ballardvale, Wamesit, North Andover, Dracut, Lowell, Chelmsford,
Tewksbury, Collinsville, Billerica, River Pines, Nabnaset, Dunstable, Pepperell, Groton,
Tyngsoro, Westford, North Billerica, West Andover, Wilmington, Silver Lake, Nutting
Lake, Reading, Pinehurst, Burlington, Bedford, Hathorne, Middleton, Lynnfield,
Danvers, Hamilton, Topsfield, Plumbush, Newburyport, Salisbury Beach, West
Newbury, South Byfield, Little Neck, Rowley, Ipswich, Marlboro, South Hamilton,
Beverly, Gloucester, Manchester-by-the-sea, Rockport, Long Beach, Pigeon Cove,
Wenham, Boston, Salem, Peabody, Wakefield, South Lynnfield, Woburn, Saugus,
Lexington, Winchester, Stoneham, Greenwood, Arlington, Medford, Melrose, Everett,
Revere, Chelsea, Marblehead, Swampscott, Nahant, Lynn, Cliftondale, North Saugus,
Somerville, Belmont, Cambridge, Waltham, East Arlington, Concord, Carlisle,
Middlesex County, Norfolk County, Worcester County, Plymouth County, and Suffolk
County, MA. We can also offer Massachusetts business owners insurance coverage
services throughout the Bay State, including in Worcester, Framington, Leominster,
Fitchburg, and Springfield.

**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.

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Massachusetts

Business Insurance

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Answer a few questions and
we will provide you with an
insurance quote by email,
phone or fax. Choose the
Massachusetts personal or
business insurance coverage
you're interested in from the
option menu list above.

T. A. Sullivan Agency

344 South Union Street

Lawrence, MA 01843

Essex County, Massachusetts

(978) 683-4700

Fax: (978) 794-8570

T. A. Sullivan Agency

369 Merrimack Street

Methuen, MA 01844

(978) 681-8200

Fax: (978) 681-7775

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