Massachusetts Motorcycle Insurance
The value of good motorcycle insurance often doesn't become apparent
until you really need it. Whether it's a minor fender bender or a more
substantial accident, it pays to have insurance coverage you can count on.
Let our experienced Massachusetts Motorcycle Insurance policy specialist
explain the different Liability limits, Comprehensive,
Collision, Uninsured Motorist, Medical coverages, and
deductibles that are available for you to choose from.
We offer affordable motorcycle insurance policies
from a leader in the insurance industry. This means
more stable premiums and none of those 20%
increases after the first year.
Learn more about Massachusetts Motorcycle
Insurance policy coverage options below!
Click on the link below to fill out a secure online quote
request form for a Massachusetts Motorcycle
Insurance policy that will provide excellent motorcycle
insurance coverage at an affordable cost. Or you can
speak with one of our Massachusetts Motorcycle
Insurance agent specialists at our Lawrence location
by calling (978) 683-4700 or our Methuen location at
(978) 681-8200 to discuss the features.
We are a full service insurance agency with two offices in Essex County, MA offering affordable
Massachusetts motorcycle insurance policy premiums in the following cities and counties:
Lawrence, Methuen, Haverhill, Andover, Boxford, Georgetown, Groveland, Byfield, Merrimac,
Newbury, Amesbury, Salisbury, Shawsheen Village, Ballardvale, Wamesit, North Andover,
Dracut, Lowell, Chelmsford, Tewksbury, Collinsville, Billerica, River Pines, Nabnaset,
Dunstable, Pepperell, Groton, Tyngsoro, Westford, North Billerica, West Andover, Wilmington,
Silver Lake, Nutting Lake, Reading, Pinehurst, Burlington, Bedford, Hathorne, Middleton,
Lynnfield, Danvers, Hamilton, Topsfield, Plumbush, Newburyport, Salisbury Beach, West
Newbury, South Byfield, Little Neck, Rowley, Ipswich, Marlboro, South Hamilton, Beverly,
Gloucester, Manchester-by-the-sea, Rockport, Long Beach, Pigeon Cove, Wenham, Boston,
Salem, Peabody, Wakefield, South Lynnfield, Woburn, Saugus, Lexington, Winchester,
Stoneham, Greenwood, Arlington, Medford, Melrose, Everett, Revere, Chelsea, Marblehead,
Swampscott, Nahant, Lynn, Cliftondale, North Saugus, Somerville, Belmont, Cambridge,
Waltham, East Arlington, Concord, Carlisle, Middlesex County, Norfolk County, Worcester
County, Plymouth County, and Suffolk County, MA. We can also offer Massachusetts
motorcycle insurance coverage services throughout the Bay State, including in Worcester,
Framington, Leominster, Fitchburg, and Springfield, MA.
**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.
MassachusettsBodily Injury Liability
Injuries that you (insured) cause to someone else is covered under this part of a
motorcycle insurance policy. The minimum bodily liability insurance coverage
available for purchase in Massachusetts is 20/40 and is explained in detail below.
However, we recommend that you choose liability insurance coverage amounts
that are much higher than the minimums listed below. Contact us to discuss what
liability coverage amounts you require to meet your family and personal needs.

Massachusetts Liability Coverage limits explanation:
20/40/5 20=$20,000 - 40=$40,000 - 5=$5,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
Massachusetts Property Damage Liability
Damage caused by the insured (you) to someone else's property, such as a
motorcycle, car, fence, or house, is covered through property damage motorcycle
insurance coverage. The minimum coverage amount in Massachusetts is $5,000.
Medical payments coverage pays for the medical and funeral expenses for you or
others hurt or killed in an accident while riding on or driving your motorcycle. Claims
against this coverage include all reasonable hospital, surgical, chiropractor, X-ray,
dental, professional nursing, prosthetic, and funeral expenses. It will also cover you
or members of your family if you are hit by a car when you are walking or if you are
riding on another motorcycle. This coverage will pay for your medical and funeral
expenses even if you cause the accident. The coverage is often limited to medical
care you get in the first one, two, or three years after the accident and is limited to a
specific dollar amount. This is a required Massachusetts Motorcycle Insurance
coverage.
20/40 20=$20,000 - 40=$40,000
First number = uninsured motorist maximum for one person injured
in an accident.
Second number = uninsured motorist maximum for all injuries in one
accident.

Covers damage caused to the owners motorcycle from a collision caused by another
vehicle or other object. The deductible is the amount you choose to pay upfront (if any)
before the motorcycle insurance policy pays. The higher the deductible you choose,
the lower the collision coverage cost within the Massachusetts Motorcycle Insurance
policy.
Massachusetts Motorcycle Insurance FAQ
Covers damage caused to the insured's motorcycle (your motorcycle) from risks
such as theft, fire, falling objects, earthquake, flood, missiles, explosion, riot and civil
unrest. The deductible is the amount you choose to pay upfront (if any) before the
motorcycle insurance policy pays. The higher the deductible chosen the lower the
comprehensive coverage cost within the Massachusetts Motorcycle Insurance policy.
Massachusetts Motorcycle Insurance FAQ
Massachusetts Motorcycle Insurance FAQ
Massachusetts Motorcycle Insurance FAQ
Example of uninsured motorist limits:
Massachusetts Motorcycle Insurance FAQ
Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an
at-fault driver who has no auto or motorcycle liability insurance. This is a required
coverage for Massachusetts Motorcycle Insurance. Contact us to discuss what
uninsured coverage amounts you require to meet your family and personal needs.

This coverage comes into play when an at-fault driver has auto or motorcycle
liability insurance, but the limit of insurance is inadequate to pay for your damages.

Protects you if your motorcycle is damaged in an accident caused by a driver who
has insufficient auto or motorcycle insurance coverage. This coverage pays the
difference between the coverage limit you select and the other driver's property
damage coverage limit. This is not a required Massachusetts motorcycle insurance
coverage.
This type of motorcycle insurance coverage pays for your medical expenses, lost
wages, and other damages when you or your passengers are injured in an
accident caused by a driver who has insufficient auto or motorcycle insurance
coverage. The motorcycle insurance coverage typically pays the difference
between the coverage limit you select and the other driver's bodily injury coverage
limit. This is not a required motorcycle insurance coverage in Massachusetts.
Underinsured Motorist Bodily Injury Coverage
Underinsured Motorist Property Damage Coverage
Massachusetts Motorcycle Insurance FAQ
Click on the link below to fill out a secure quote request form for a Massachusetts
Motorcycle Insurance policy that will provide excellent motorcycle insurance
coverage at an affordable cost. Or you can speak with one of our Massachusetts
Motorcycle Insurance agent specialists at our Lawrence location by calling
(978) 683-4700 or our Methuen location at (978) 681-8200 to discuss the features.
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Massachusetts
Personal Insurance
Motorcycle
Insurance
Answer a few questions and
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Massachusetts personal or
business insurance coverage
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T. A. Sullivan Agency
344 South Union Street
Lawrence, MA 01843
Essex County, Massachusetts
(978) 683-4700
Fax: (978) 794-8570

T. A. Sullivan Agency
369 Merrimack Street
Methuen, MA 01844
(978) 681-8200
Fax: (978) 681-7775

Massachusetts Motorcycle Insurance
T. A. SULLIVAN
AGENCY, INC.
MA Motorcycle Insurance
Since 1963
T. A. Sullivan Agency, Inc.
Copyright 2001-2009 All rights reserved
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